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Terms and Conditions

Welcome to FinancesOnline.org (the "Site"). By accessing or using this Site, you agree to be bound by these Terms and Conditions (the "Terms") and our Privacy Policy. If you do not agree with any part of these Terms, please refrain from using the Site.

Use of the Site

The content on this Site is for general informational purposes only. It is not intended to provide legal, financial, or professional advice. You must be at least 18 years old and a legal resident of the United States to use this Site. You agree to use the Site only for lawful purposes and in accordance with these Terms.

Intellectual Property

All content on the Site, including text, graphics, logos, images, and software, is the property of This Site or its licensors and is protected by United States and international copyright laws. You may not modify, reproduce, distribute, transmit, display, publish, or create derivative works from any content on the Site without prior written permission from this Site.

Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by this Site. This Site has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that this Site shall not be responsible or liable, directly, or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

Disclaimer of Warranties

The Site is provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied. This Site does not warrant that the Site will be uninterrupted, error-free, or free from viruses or other harmful components. This Site makes no warranties regarding the accuracy, reliability, completeness, or timeliness of the content on the Site.

Limitation of Liability

In no event shall this Site, its officers, directors, employees, or agents, be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Site. You agree to indemnify and hold this Site harmless from any claims, losses, liabilities, damages, costs, and expenses, including reasonable attorneys' fees, arising from your use of the Site or your violation of these Terms.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of California without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to these Terms shall be filed only in the state or federal courts located in Los Angeles, California, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.

Modifications to the Terms

This Site reserves the right to modify these Terms at any time without prior notice. Changes to the Terms will be effective immediately upon posting on the Site. Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes.

By using FinancesOnline.org, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.