Home Owners - Financial Topics by Life Stage
Owning a home may no longer be part of the American Dream for more people after the 2008 recession. Despite this trend, there are a lot of good reasons to own your own home. For those still looking to get into their first home or for those that are seeking to improve the one they’ve got, these guides will help you through the complex and potentially confusing process of buying a home.
- Renting vs. Buying
- Who Should Consider Buying a Home
- Finding What’s Affordable for You
- Considering Homeownership
- Mortgage Basics
- Applying for a Mortgage
- Popular Types of Mortgages
- Financing your Home
- Home Insurance
- What Is Home Insurance
- What Home Insurance Covers
- Different Types of Coverage
- What It Costs
- Selecting an Insurance Company
- Maintaining Your Policy
- Filing a Claim
- Canceling or Losing Your Insurance
- Analyzing Your Budget
- Breaking Down Your Spending
- Starting to Save
- Budgeting Tools
- The 50/20/30 Rule
- Building Credit
- How Credit is Measured
- What is in Your Credit Report?
- Reading Your Credit Report
- Why Should You Review Your Credit Report Annually?
- The Benefits of Having a Good Credit Score
- Tips for Building and Maintaining Good Credit
- Good Debt
- Bad Debt
- Debt Management Strategies
- Avoiding Borrowing More to Pay Debt
- Debt-to-Income Ratio
- People with Some Debt